RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Eyeing a New Appliance? Look Over These Tips First!

June 9, 2016 2:09 am

Are you getting ready to buy a major appliance, like a refrigerator, oven, dishwasher or dryer?

The Association of Home Appliance Manufacturers (AHAM.org) recommends the following tips:

Get the specs. Ask your dealer for specifications from several manufacturers offering the type of appliance you need. Compare available features, designs and capacities.

Know what you need now, and what you might need later. Decide which features you will really use, and what you might need down the line. Some appliances may include the option to add features later, like installing an icemaker in a refrigerator.

Set your price range. Compare prices in relation to what the appliance offers—price tends to increase as features are added.

Determine the size. Know what size and features you’ll need, so you can select a model with sufficient capacity. Check the space available to make sure your new appliance will fit, and make sure halls and doorways allow clearance for entry and installation.

Consider the care. Ask your dealer for the appliance use and care manual. Read it carefully before you buy to get a better idea of the maintenance required.

Ask about delivery. Ask the dealer about the cost of delivery and installation. (Are they included in the price?)

Find the fix. Make sure authorized factory service is available in your area for the brand you select.

Check the power. Make sure your house has adequate electrical service for the appliance.

Do some light reading. Read the warranty before finalizing your decision. Does the warranty cover the entire product? Only certain parts? Is labor included? How long does the warranty last?

The number of options you have may seem overwhelming, but adhering to these tips from the AHAM will help you purchase an appliance you’ll love for years to come.

Published with permission from RISMedia.


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Why Title Insurance Matters

June 9, 2016 2:09 am

An owner’s title insurance policy protects your property rights as a homeowner. Those purchasing a home should obtain a policy to insure against defects associated with the title of the home.

Owner’s title insurance is worthwhile because…

…it protects your investment.

A home is likely the largest investment you’ll make. Insuring it, says the American Land Title Association (ALTA), is like insuring any other valuable asset. Owner’s title insurance protects the rights of the property owner for as long as he or she (or heirs) owns the home.

…it mitigates your risk.

Issues inevitably arise for every homeowner, but title discrepancies shouldn’t be one of them. An owner’s title insurance policy will cover you in the event a title claim occurs. According to the ALTA, these include a tax lien against the property, an outstanding mortgage or a pending legal action related to the property.

…it goes beyond insurance and warranties.

Standard homeowner insurance policies, as well as home warranties, do not cover your rights as the owner of the property.

What’s more, owner’s title insurance policies are inexpensive, paid for through a one-time fee that equals approximately 0.5 percent of the purchase price of the home, the ALTA says.

Above all, an owner’s title insurance policy ensures peace of mind after purchase.

Source: ALTA

Published with permission from RISMedia.


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