RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Forget Your Cereal—Is Your Home 'Fortified?'

September 2, 2016 1:06 am


Few things are more concerning than learning of weather-related disasters that take a toll on homes, neighborhoods and entire communities, so the prospect of promoting consumer access to cutting-edge, home-building and -retrofitting was worth stopping the presses.

Recently, the Insurance Institute for Business & Home Safety (IBHS) and Munich Re launched an app, FORTIFIED Home On the Go, to help homeowners build safer, stronger structures in the face of increasing severe weather events. FORTIFIED™ Home is “a set of engineering and building standards designed to help strengthen new and existing homes through system-specific building upgrades to minimum building code requirements that will reduce damage from specific natural disasters.”

The app walks homeowners (and architects and contractors) through the home-strengthening process. It provides animations, technical specifications and videos for building and retrofitting single-family homes.

Julie Rochman, president and CEO of the IBHS, says the FORTIFIED Home program provides a uniform set of construction and retrofitting standards to help improve a home’s resilience.

Rochman notes people often ask why the FORTIFIED Home programs are necessary, especially in jurisdictions where building codes have been established. She says codes provide minimum life safety protection to ensure occupants can exit a home safely; however, the codes are not intended to ensure homes are habitable after a catastrophic weather event, or to protect the contents inside of them.

Carl Hedde, head of Risk Accumulation for Munich Re, says the $60 billion in insured losses from Hurricane Katrina in 2005 and the almost $30 billion in insured losses from Hurricane Sandy in 2012 are just two examples of why the app was needed.

Hedde says the FORTIFIED Home On the Go app is primarily an educational tool. It is available free from the iTunes Store.

For more details on the FORTIFIED Home program, visit DisasterSafety.org/FORTIFIED.
 

Published with permission from RISMedia.


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Closing Time: 5 Tips to Prep Your Vacation Home for Vacancy

September 2, 2016 1:06 am


Summer is coming to a close, and, with it, the task of closing up a vacation home for the season.

Preparing your vacation property for vacancy involves several steps, says Charles Crews, spokesperson for Michigan-based Consumers Energy. The most important measures, listed below, can help minimize damage brought on by the harsh elements of winter and early spring.

1. Shut off the water supply. Shutting off the water supply to your vacation home will reduce the chance the pipes freeze and burst, which can be costly to repair. Once the supply is off, drain the hot water tank, pipes and sewer traps, or, place antifreeze (the product designed for RVs, Crews recommends) into empty toilet bowls.

2. Clean the fireplace. Cleaning the fireplace will prepare it for use next season—be sure to close the damper flue once it is swept, Crews advises. Remove any debris from the chimney opening, and place a cover over it to keep hibernating animals out.

3. Store outdoor equipment. Storing outdoor equipment will prevent it from damage should severe weather occur while you’re not present. Stow away chairs, grills and tables in a secure area. (Remember to disconnect the grill’s propane tank and store it, too!)

4. Remove edibles. Removing edibles from your vacation home will keep rodents and pests at bay—they can cause extensive damage if they access the home. Do not store food, even if it is non-perishable.

5. Arrange for maintenance. Arranging for winter maintenance on your vacation home can lessen the potential for damage come spring. If you expect your home will weather a winter storm or two, consider having a local snow removal company stop by periodically throughout the season to remove ice or snow from the driveway, roof and walkways.

In the market for a vacation home? Contact a real estate professional today!
 
Source: Consumers Energy

 

Published with permission from RISMedia.


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