RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

America's Greatest Small Cities Offer an Affordable Urban Lifestyle

November 3, 2016 1:39 am

Are you looking to move to a city, but worried about the high cost? A new study broke down the best (read: most affordable) small cities across the country. Look past the Big Apple and the Windy City and find a space in one of America's great urban underdogs.

Why a small city? Well, urbanites in smaller spots still enjoy the perks of a thriving city scene, but with a cheaper cost of living—generally speaking, that is. According to the Economic Policy Institute, a two-parent, two-child family would need to earn $49,114 a year “to secure an adequate but modest living standard” in Morristown, Tenn., compared with $106,493 in Washington.

To hunt down these small cities, WalletHub’s analysts compared 1,268 U.S. cities with populations between 25,000 and 100,000. The study's data set of 30 key metrics ranges from “housing costs” to “school-system quality” to “number of restaurants per capita.”    

Behold, the top 10 small cities in America:

1. Westfield, Ind.
2. Princeton, N.J.
3. Leawood, Kan.
4. Littleton, Colo.
5. Brookfield, Wisc.
6. Kirkland, Wash.
7. Holly Springs, N.C.
8. Milton, Mass.
9. Brentwood, Tenn.
10. Southlake, Texas

Source: WalletHub

Published with permission from RISMedia.


Tags:

Choosing the Right Health Insurance

November 3, 2016 1:39 am

When it comes to choosing health insurance, there is no “one size fits all.” Factors to consider include your age, lifestyle, marital status, and more. Whether you’re a newlywed, a new parent, recent college graduate or recently retired, there are several things you should consider when selecting your plan.  

Newlywed
Marriage is an exciting new adventure, and it impacts everything—including your health insurance. When researching plans, make sure the one you choose fits in with your family budget. Look at what you’ve spent on health care in the past and evaluate what you’re comfortable spending on monthly premiums now that you’re no longer single. Evaluate whether or not it makes the most sense to assume coverage under one of your employer-sponsored plans or an individual family plan.    

New Parent
Preparation is key when you're expecting, and this extends far beyond reading parenting books and decorating the nursery. Remember to make sure you choose the right insurance plan before you bring home baby. For new moms (and moms-to-be), plan choice will affect everything from prenatal and maternity care to pediatrician visits and immunizations. Consider the rules for in-network and out-of-network healthcare providers: how long of a hospital stay is covered? What prenatal tests are covered?    

Recent Grad
See ya later college! For new grads, there are many options to choose from when it comes to your health insurance. Whether it’s opting for a plan through your new job, remaining on your parent’s plan, or opting for an individual plan through the healthcare marketplace, it’s important to do your research and pick the plan that best fits your needs. 

Retiree
For those looking to retire, consider whether the Medicare plan you’re thinking about covers the health services you need. Look into the prescription drug benefits offered, how much your premiums and deductibles will cost and what you can manage to pay out-of-pocket based on your lifestyle.

Source:  Anthem.com

Published with permission from RISMedia.


Tags: