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John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

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Vacationers: Protect Your Dream Trip with Travel Insurance

July 11, 2016 1:03 am


Vacation…it’s all we ever wanted!

Nearly $90 billion will be spent on vacations this summer, with the average trip—defined as a one-week leisure excursion at least 100 miles from home—costing travelers $1,798.

Time off is worth every penny—according to the Allianz Travel Insurance Vacation Confidence Index, many individuals not only believe a vacation is important, but also feel confident that they can afford one. Most vacationers, the Index found, are allocating their budgets for one memorable getaway, rather than spreading the spend over several trips.

The Index revealed a “Vacation Deficit,” as well—the percentage of individuals who believe a vacation is important but do not feel confident they’ll be able to take one. The Deficit is slightly up this year compared to last.

Those spending more on one dream vacation this summer should consider budgeting for travel insurance, says Daniel Durazo, director of communications at Allianz Global Assistance USA.

“With vacation spending up, travel insurance should be near the top of the trip planning checklist,” Durazo said in a statement. “The right travel insurance policy will protect a consumer's pre-paid travel expenses when they have to cancel their trip due to certain unexpected situations, such as a covered illness or injury, and will provide reimbursements for things like medical emergencies, delayed travel and lost or delayed baggage.”

Source: Allianz Global Assistance USA
 

Published with permission from RISMedia.


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What Not to Buy at Home Improvement Stores

July 11, 2016 1:03 am


Many shoppers assume large home improvement stores have the best prices—and they often do, on some products. But not on everything, says Brent Shelton of FatWallet.com.

According to Shelton, stores like Home Depot and Lowe’s will net you savings on big-ticket items like kitchen appliances, lawn and garden equipment, and home repair or remodeling products. A one-stop shopping trip to these stores, however, can do the opposite, Shelton says.

Better buys are available at stores like Costco, Target, Walmart—or online—in these five categories:

Batteries – The proof is in the savings. FatWallet.com data show Costco was selling a 40-battery, 2-pack of AA Duracells for $14.99 (less than 38 cents per battery), while Home Depot’s offering was limited to a 10-pack selling at $7.98 (nearly 80 cents per battery), and Lowe’s a 24-pack for $12.47 (nearly 52 cents per battery).

Cleaning Supplies – It’s tempting to pick up cleaning supplies along with paint and nails at a home improvement store, but products like Clorox wipes or floor cleaner are almost always cheaper at the regular big-box stores. Simple Green All-Purpose Cleaner, for instance, was $10 at Home Depot and Lowe’s, compared to $8.50 at Walmart. Big-box stores also often carry generic alternatives that cost even less, Shelton adds.

Home Décor – If you’re looking for rugs, picture frames, wall art or other décor items, make the trip to stores like Home Goods, TJ Maxx, or Ross. Case in point: Shelton found the same framed piece of art for $31 at Home Depot, $22 at Home Goods.

Small Appliances – Unless they’re on sale at a home improvement store, small appliances like food processors or microwaves are a better buy at any of the warehouse stores or online, where the selection is often bigger. Shelton recommends Amazon.com for these purchases.

Grilling Accessories – Online retailers are your best bet for grilling accessories. A Chef Buddy 20-Piece Stainless Steel Grill Toolset, for example, came in at $35.22 at Home Depot and $24.95 on Amazon.com, according to FatWallet.com data.

For more savvy shopper secrets for homeowners, visit FatWallet.com.
 

Published with permission from RISMedia.


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