RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

How to Protect Your Mobile Device from Hackers

November 11, 2016 1:54 am


By now, the smartphone acts as an extension of a limb—everyone from teens to geriatrics walks around with that familiar head tilt eyes on the screen. And while technology has made everything from banking to shopping much easier, it has also made things much easier for hackers.

To battle this, the American Bankers Association (ABA) is recommending 12 tips to help consumers safeguard their data and protect their mobile devices from fraudsters.

“Mobile usage has grown tremendously in recent years and consumers are using their phones to access and transmit very sensitive information,” says Doug Johnson, ABA’s senior vice president of payments and cybersecurity policy. “It’s extremely important that consumers avoid doing their banking and shopping on unsecure networks to limit their exposure to online threats."

ABA recommends that consumers take extra precaution to protect the data on their mobile device by doing the following:

• Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen.

• Log out completely when you finish a mobile banking session.

• Protect your phone from viruses and malicious software, or malware, just like you do for your computer by installing mobile security software.

• Download the updates for your phone and mobile apps.

• Use caution when downloading apps. Apps can contain malicious software, worms, and viruses. Beware of apps that ask for unnecessary “permissions.”

• Avoid storing sensitive information like passwords or a social security number on your mobile device.

• Tell your financial institution immediately if you change your phone number or lose your mobile device.

• Be aware of shoulder surfers. The most basic form of information theft is observation. Be aware of your surroundings especially when you’re punching in sensitive information.

• Wipe your mobile device before you donate, sell or trade it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen.

• Beware of mobile phishing. Avoid opening links and attachments in emails and texts, especially from senders you don’t know. And be wary of ads (not from your security provider) claiming that your device is infected.

• Watch out for public Wi-Fi. Public connections aren't very secure, so don’t perform banking transactions on a public network. If you need to access your account, try disabling the Wi-Fi and switching to your mobile network. 

• Report any suspected fraud to your bank immediately.

Source: American Bankers Association (ABA)
 

Published with permission from RISMedia.


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How to Heat Your Home More Efficiently

November 11, 2016 1:54 am


Cold weather months come with the added expense of heating your home. Whether you heat your space to the point you can parade around in a bathing suit or pile on sweaters and socks as your thermostat stays low, you can glean some tips for using natural gas more efficiently.

1. Seal off unused rooms by closing the registers and keeping the doors shut tightly.

2. Keep furniture away from heating registers.

3. Install a timer that kicks the heat on an hour or so before you will arrive home from work, and shuts if off when you leave.

4. Make sure a clean furnace filter is installed.

5. Wash only full loads in the dishwasher and washing machine.

6. Clean out the dryer lint trap before each load.

Source: www.MissouriGasEnergy.com
 

Published with permission from RISMedia.


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