RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Car-Buying: 5 Smart Tips

September 13, 2016 1:30 am


Considering buying a new car? Now may ideal—with new vehicles hitting the showroom floor, dealers are eager to unload outdated models. The smartest way to buy, according to the experts at non-profit GreenPath Financial Wellness, is to have a plan. Their tips:

1. Research – Many people buy cars based on what they look like or what they’re familiar with. Instead of buying the same type of car you've always driven, it may be wiser to list the features you’re looking for, and then do some research.  Know your credit history ahead of time, as well. Pull your credit report(s) from www.annualcreditreport.com to see if there are any red flags that might prevent you from getting an ideal interest rate.

2. Consider Financing – Once you know what you’re looking for, considering your buying options: leased, new or used. What financing options are realistic for you based on your income and credit? Don't borrow more money than you are comfortably able to repay.

3. Take Your Time – Start shopping around for dealer and selection incentives for your particular car choices. Do not rush—it's better to exercise patience when making your decision. Shop online as well as in person to compare prices for similar models.

4. Determine Payments – A lower monthly payment isn't always best—sometimes a dealer will simply increase the number of months on your loan in order to lower your monthly payment, but that often means you'll pay much more in interest over the life of the loan. Be careful about ending up in car loans that last six, seven or eight years—that's a long time to have a car payment (and a lot of interest to pay)!

5. Consider Other Costs – Your total transportation expense will include the vehicle payment, as well as everything else: insurance, gasoline, oil changes, ongoing maintenance, license plate fees, etc. Make sure you’ve added all potential costs into your budget.

Source: GreenPath Financial Wellness
 

Published with permission from RISMedia.


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Take a Turn on a Zero-Turn Mower

September 13, 2016 1:30 am


When is being referred to as a “zero” a good thing? If you were among thousands of attendees at the 2015 Green Industry and Equipment Expo (GIE+EXPO), you know it’s when it's zero-turn!

GIE+EXPO, the largest trade show for garden, lawn and outdoor power equipment, is held annually in Louisville, Ky—and the belles of last year's ball were zero-turn mowers.

Altoz, manufacturer of high-performance zero-turn radius (ZTR) mowers, unveiled the XR series of products at the event. Steve Noe, a blogger at OutdoorPowerEquipment.com, notes Altoz equipment is now available with Briggs & Stratton, Honda, Kawasaki and Kohler engines.

Manufacturer Wright introduced a 72-inch model to its growing line of Stander ZK mowers at the event, as well. The machine’s left/right hydro systems, mowing speed and push-button deck lift all contribute to improved efficiency and productivity, Noe says.

The Poulan Pro p54zx was another top contender at the event, with ToolsAroundTheHouse.com ranking it the sole five-star performer on its list of best zero-turn mowers on the market. The machine features an electric clutch, a high-back seat and a hydro-gear EZT transmission, among other features.

Whichever zero-turn mower you opt for, safety is paramount—like other large mowers, they pose rollover and tip-over dangers, especially on uneven surfaces. Because only the rear wheels are powered (the front wheels are for pivoting), zero-turn mowers are much more difficult to stop, especially when riding down a steep slope. Ride safe!
 

Published with permission from RISMedia.


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