RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

5 Ways to Start Saving Without Feeling the Pinch

August 11, 2016 2:03 am


Saving money is challenging when your sole focus is on paying the bills—but financial planners concede there are at least five ways to get savings underway, no matter your circumstances:

Start a Budget Based on Fact, Not Fantasy – The first step toward a workable budget (and savings plan) is knowing where your money goes. For 30 days, track every single daily expense, from paying the gas bill to picking up the dry cleaning to the ice cream cones you bought for the kids. Once you’ve added it all up, compare the total to your income.

Find and Trim the Fat – What can you live without? Cull any services you really don’t need—the all-inclusive cable plan, a rarely-used gym membership, a morning latte every day on the way to work.

Save Your Change – Get into the habit of emptying your pocket or purse each night into a piggy bank. You’ll never miss it, and you'll be amazed at how quickly the change adds up.

Boost Your Income – There are many ways to make extra pocket money these days, from getting a part-time job, to selling items on eBay, to participating in a paid online survey. You may even be able to channel your talents—photography, ad writing, Pie-baking, Babysitting—into a lucrative sideline.

Start with an Emergency Fund – Place your initial savings into an emergency fund. Determine a safe balance to work toward—once you've met that balance, move your savings into an interest-bearing account.
 

Published with permission from RISMedia.


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Going to Pot! What's in Your Kitchen?

August 11, 2016 2:03 am


I've been mulling over the idea to replace some of my kitchenware for some time. So, I checked in with Katie, the nationally-known "Wellness Mama," (WellnessMama.com), to find out how to best go about obtaining new pots and pans.

The Wellness Mama herself is a fan of X-trema Cookware, because they're the most inert cookware she's found—they don’t leach anything into food.

They are also easy to clean, Katie says, with a non-scratch cooking surface that heats evenly and holds flavor. They are dishwasher-, oven-, microwave- and stove-safe, too.

Cast iron is another of Katie's favorites, ideal for cooking meats and for deep-frying (so long as you don’t scrub it with soap and a Brillo pad!). Cast iron can be used in the oven or on the stove top, and even on a camp fire.

Some fast facts about cast iron:

It's tough. There’s a reason why there are old cast iron pans at yard sales and antique shops.

It holds heat. Once cast iron is hot, it stays hot.

It holds flavor. Every time you cook in your cast iron pan, you season it.

It imparts iron. During the cooking process, a small amount of iron is absorbed into the foods.

What's cookware's in your kitchen?
 

Published with permission from RISMedia.


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