RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

5 Tips to Preserve the Water Quality in Your Home

August 16, 2016 12:12 am


Managing the water quality in your home is important, especially when it comes to mitigating water waste. Poor water quality, use and disposal can not only adversely impact your household, but also your community.

“One thing to keep in mind: just because it disappears, doesn’t mean it goes away,” explains Ted Puzio, owner of Southern Trust Home Services, a Virginia-based HVAC, plumbing and electrical service provider.

Puzio says improper disposal is one of the leading causes of compromised water quality. Sewer treatment plants do not eliminate 100 percent of the chemicals commonly disposed of by drain—detergents, lotions, pharmaceuticals and soaps, for instance. These toxins inevitably end up in the water supply.

To prevent contamination, consider using eco-friendly, non-toxic cleaners and personal care items instead of chemical-containing products, as well as properly disposing of hazardous chemicals at a dedicated site in your community.

Pet waste is another culprit of poor water quality, says Puzio. Be sure to remove pet waste as soon as possible to prevent bacteria from entering the water supply.

Overwatering your lawn can also be detrimental to water quality, Puzio says. Overwatering displaces chemical fertilizers down to the groundwater level, which is where most drinking water is derived from. Not sure if your lawn needs watering? Walk on it—if footprints remain, it’s time to water it.

Don’t neglect natural occurrences, either, Puzio adds. Storm runoff is a major contributor to water pollution. A rain barrel will not only lessen runoff and preserve the quality of your water, but will also reduce the amount of water your household consumes.

Source: Southern Trust Home Services
 

Published with permission from RISMedia.


Tags:

How Many Working Hours Does It Take to Afford a Mortgage?

August 16, 2016 12:12 am


A mortgage is more affordable than rent in many markets—sometimes, in more ways than one.

A recent study from GOBankingRates.com tallies the cost of a mortgage not in dollars, but in working hours—the amount of time spent working needed to afford a mortgage.

“It’s one thing to know the amount of money you’re paying each month to cover your mortgage, but thinking of it in terms of working hours gives that expense a whole new meaning,” says Kristen Bonner, research lead on the study.

According to the study, the states with the least amount of working hours needed to afford a mortgage are:

1. Ohio (30.76 hours per month)
2. Michigan (32.44 hours)
3. Indiana (32.72 hours)
4. Iowa (33.81 hours)
5. Missouri (34.13 hours)
6. Kansas (34.16 hours)
7. Nebraska (36.04 hours)
8. Wisconsin (37.20 hours)
9. Pennsylvania (37.41 hours)
10. Minnesota (38.26 hours)

Notably, the study found that a low home price or low mortgage rate does not equate to fewer working hours needed to afford a mortgage.

Is paying a mortgage in your state more financially sensible than paying rent? Visit GOBankingRates.com/mortgage-rates/many-hours-americans-work-pay-mortgage-state/ or contact your local real estate professional for more insight.

Source: GOBankingRates.com
 

Published with permission from RISMedia.


Tags: