RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

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Closing Time: 5 Tips to Prep Your Vacation Home for Vacancy

September 2, 2016 1:06 am


Summer is coming to a close, and, with it, the task of closing up a vacation home for the season.

Preparing your vacation property for vacancy involves several steps, says Charles Crews, spokesperson for Michigan-based Consumers Energy. The most important measures, listed below, can help minimize damage brought on by the harsh elements of winter and early spring.

1. Shut off the water supply. Shutting off the water supply to your vacation home will reduce the chance the pipes freeze and burst, which can be costly to repair. Once the supply is off, drain the hot water tank, pipes and sewer traps, or, place antifreeze (the product designed for RVs, Crews recommends) into empty toilet bowls.

2. Clean the fireplace. Cleaning the fireplace will prepare it for use next season—be sure to close the damper flue once it is swept, Crews advises. Remove any debris from the chimney opening, and place a cover over it to keep hibernating animals out.

3. Store outdoor equipment. Storing outdoor equipment will prevent it from damage should severe weather occur while you’re not present. Stow away chairs, grills and tables in a secure area. (Remember to disconnect the grill’s propane tank and store it, too!)

4. Remove edibles. Removing edibles from your vacation home will keep rodents and pests at bay—they can cause extensive damage if they access the home. Do not store food, even if it is non-perishable.

5. Arrange for maintenance. Arranging for winter maintenance on your vacation home can lessen the potential for damage come spring. If you expect your home will weather a winter storm or two, consider having a local snow removal company stop by periodically throughout the season to remove ice or snow from the driveway, roof and walkways.

In the market for a vacation home? Contact a real estate professional today!
 
Source: Consumers Energy

 

Published with permission from RISMedia.


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Off to College? Money-Saving Tips for First-Years

September 1, 2016 1:03 am


Starting college is exciting, but move-in can overshadow important financial considerations for freshmen.

“A college career comes with newfound independence, and for many students, this change comes with a new level of personal responsibility,” says Joe Mason, chief marketing officer of Allianz Global Assistance USA.

One of the first steps incoming students should take, Mason says, is to locate an area bank. Proximity to charge-free ATMs is key, especially if the student is studying far from home.

Allow for parking expenses, as well—many institutions impose fees on students who park on campus, Mason explains. Keep an allowance handy to avoid more costly tickets.

Password-protecting all electronic devices is also important, because it will prevent cyber criminals (on campus and off) from accessing identifying financial information, Mason says.

Look into tuition insurance, Mason adds. Tuition insurance will cover losses should the student have to take an unexpected leave of absence.

“While day-to-day money management strategies are important, it is just as critical to prevent larger financial losses,” Mason says. “Increasingly, parents and students are choosing to protect their college savings with tuition insurance, just as they protect other large investments, such as their homes and cars.”

Eight in 10 financial advisors recently surveyed by Allianz recommend tuition insurance for students taking out loans to finance their college education.

“Safeguarding your tuition investment is a smart financial decision. Even the best students can struggle with adjusting to the demands of a university, fall ill or need to leave school for another unforeseen reason,” Mason says.

Source: Allianz Global Assistance USA
 

Published with permission from RISMedia.


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