RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Weather Higher Hurricane Risk: 3 Steps

October 6, 2016 2:24 am


Hurricane season this year has developed more than expected, so much so that the National Oceanic and Atmospheric Administration (NOAA) recently revised its projections, forecasting the potential for more storms. This higher risk for hurricanes affects those in and out of areas typically impacted by them, according to the U.S. Federal Emergency Management Agency (FEMA).

“Whether residents live on the coast or hundreds of miles inland, hurricanes and tropical storms pose significant risk,” says David Maurstad, assistant administrator for Federal Insurance at FEMA. “Recent flooding in Louisiana proves that it doesn’t take a hurricane to cause catastrophic damage. All it takes is heavy rain.”

FEMA, along with the Insurance Information Institute (I.I.I.), remind residents in all areas of three steps:

1. Know Your Risk
Everyone—everyone—lives in a flood zone. Over 20 percent of flood insurance claims are from residents outside of high-risk zones, and, in just the last five years, every state in the U.S. has experienced flooding.

2. Have a Plan
Establish an emergency plan, including for pets, that ensures the safety of everyone in the household.

3. Get Insured
Most homeowners insurance policies do not cover floods, so obtaining separate flood insurance is essential. Bear in mind there is a 30-day waiting period before a policy becomes effective.

“Residents should protect what matters by contacting their insurance agent to make sure they have the right amount and type of insurance, including flood insurance,” says Jeanne Salvatore, senior vice president and chief communications officer for the I.I.I.

Salvatore recommends residents visit KnowYourStuff.org, or download the I.I.I.’s free app, to compile a home inventory—this will make the claims process much smoother. More information on flood insurance can be found at FloodSmart.gov.

Sources: Federal Emergency Management Agency (FEMA), Insurance Information Institute (I.I.I.)
 

Published with permission from RISMedia.


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Money Doesn't Grow on Trees…but Home Value Does

October 6, 2016 2:24 am


(BPT)—Money doesn’t grow on trees…but home value does.

Planting a tree boosts property value, as well as the overall value of the neighborhood around it. In fact, research sponsored by the Arbor Day Foundation’s Alliance for Community Trees reveals homebuyers pay an average 18 percent more for a house with trees in its yard, believing trees “define” their “neighborhood’s character.”

“The presence of trees in a neighborhood is as important to homebuyers as proximity to good schools, accessibility to shopping and entertainment, and commutability to work,” says Dana Karcher, Alliance for Community Trees program manager.

According to Karcher and the Alliance, mid-August through mid-October is the best time for those in northern, cooler areas to plant trees; those in southern areas can plant into November. The cool air, warm soil and wet weather at these times of year promote root growth, which is necessary before the ground freezes.

The best species to plant, according to the Alliance, are varieties that can withstand colder temperatures—ash, crabapple, elm, hawthorn, linden, maple, pine, spruce and sycamore are all ideal.

These species may be purveyed as “bare root,” or with exposed roots, “containerized and balled,” typically from nurseries, or “burlap,” or wrapped in burlap. The latter two—the container and the burlap—must be removed before planting; bare roots need only be soaked, according to the Alliance.

It may be beneficial to discuss planting trees with a local arborist or nursery. Tree care experts familiar with the growing conditions in your area will be best equipped to advise you on the types of trees to plant, as well as the window in which to plant them.

Source: Arbor Day Foundation (ArborDay.org)
 

Published with permission from RISMedia.


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