RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Financial Stability Top Wanted Trait in a Partner

February 15, 2017 2:03 am

When looking for a romantic connection, there are many things to consider. However, according to a new survey by SunTrust Banks, nothing is more important when choosing a new partner than their level of financial sustainability.

The SunTrust Banks survey found that 41 percent of Americans consider financial stability to be among the traits they find most important in a partner, ranking only behind personal values (78 percent) and personality (73 percent). Further, more people value financial stability than looks (21 percent) or physical fitness (21 percent), according to an online survey conducted in January 2017 by Harris Poll on behalf of SunTrust among over 2,000 U.S. Adults. The SunTrust survey also found that a third of Americans in a relationship believe they are the saver and their spouse/partner is the spender. In contrast, only 21 percent claimed they are the spender and their spouse/partner is the saver.

SunTrust suggests asking your partner the following questions to better understand his or her views when it comes to managing money.

What are your most important goals? Talk to your significant other about aspirations and make a list of what you have in common. If aligning your goals is difficult, create a blend that represents your collective core values.

How does your past influence your spending and savings habits? Make an effort to understand your partner's personal history. Financial habits are often handed down by parents, so it's important to empathize with your partner and understand how he or she was raised.

Would you share your plans before making a big-ticket purchase? It's important to know whether your partner wants to maintain a level of financial independence. Decide whether you need to talk with each other before making purchases above a certain price point, or whether you agree to keep finances separate.

What is your debt philosophy? Financial disagreements often arise from different views of debt, from how much to use a credit card to the term and amount of a new car loan. Ask your partner what he or she considers an acceptable level of debt and see how much it diverges from your answer.

Source: SunTrust Banks, Inc.

Published with permission from RISMedia.


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Protect Your Landscape: 5 Tips for Transplanting

February 14, 2017 2:00 am

Whether it’s due to overcrowding, a need to make room for more sun, or the addition of a new deck, patio or swimming pool, transplanting a beloved tree, bush or perennial eventually becomes a must in every yard. Yet many garden lovers approach transplanting with trepidation, and for good reason - no one wants to accidentally kill off a prized planting. Here are some tips to make sure your transplanting is a success.

Pick the right time. According to Northscaping.com, the best time to transplant a plant is when it’s dormant - either before it’s budded or after it’s done blooming for the season.

Dig the right hole. Proper planting is critical for roots to take hold and develop. According to the Soils Matter blog, for large garden plants, dig a hole about twice the diameter of the plant's existing size and 1.5 to 2 times as deep. Make sure there is plenty of loose soil at the bottom of the hole for roots to thrive.   

Nourish the roots. While you may be anxious to see your transplanted tree or plant bloom again, for the first year, it’s more important to focus on the roots, so choose only root-boosting fertilizers to help the plant’s development underground.

Practice “even watering.” Too much or too little water are both detrimental to your new transplant. Test to see if the water level is even by putting your finger about 1 inch underground. If the soil isn’t moist, it’s time to water.

Keep a close eye on your transplant. Every tree or plant will undergo some degree of shock from the transplant, so inspect frequently. If there seems to be pests or fungus, watch to see if it goes away on its own. If not, snip off an infected leaf and bring it to your local garden center to find out what you're dealing with.

Above all, be patient. It will take your plant a year or more to really start thriving in its new location but the rewards will be worth the wait!

I hope you found these tips useful. Contact me for more helpful home advice and real estate information.

Published with permission from RISMedia.


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