RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Top Tips for Whiter, Brighter Teeth

December 28, 2016 12:24 am

When the American Academy of Cosmetic Dentistry asked people what they would like to improve most regarding their smile, the response was overwhelmingly similar: white teeth. Similarly, the American Association of Orthodontists found that nearly 90 percent of its patients request tooth whitening.

Dr. John Luther, Chief Dental Officer with Western Dental, offers helpful teeth whitening information and tips below:

Why do teeth change colors? Coffee, tea and red wine are three primary staining culprits. So are tobacco (tar and nicotine), aging, and certain medications (some antihistamines, antipsychotics and high blood pressure).

How does teeth whitening work? Whitening products contain either hydrogen peroxide or carbamide peroxide, two tooth bleaches. They break stains into smaller pieces, making the color less concentrated and the teeth brighter and whiter.

Does whitening work on all teeth? No. Bleach works well on yellow teeth, but not as much on brown teeth. And gray tones may not bleach at all. Whitening doesn't work on caps, veneers, crowns and fillings.

Below are the top three ways to put a shine back in your smile:

Whitening Toothpastes: Western Dental recommends Opalesence as a safe toothpaste that has polishing agents to provide additional stain removal effectiveness.

In-Office Bleaching: Chairside appointments usually require only one office visit at Western Dental. A dentist will apply either a protective gel to the gums or a rubber shield to protect the gums. Bleach is then applied to the teeth. A special light or laser might be used to enhance the action of the whitening agent.

At-Home Whitening Kits: Western Dental suggests using kits that include 10 upper and lower whitening trays with a 10-percent hydrogen peroxide gel solution that are applied to each arch for an hour a day, whitening teeth up to six shades lighter. Over-the-counter whitening strips are available, but the results are not as dramatic.

Source: www.westerndental.com.
 

Published with permission from RISMedia.


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Millennials More Fiscally Responsible Than You Think

December 28, 2016 12:24 am

While millennials often get a bad rap when it comes to responsibility, a new report shows that this generation of 18 – 34 year olds is more on board with financial values than you may have thought.

According to the Credit Karma Millennial Report, millennials are not the irresponsible job hoppers they are often perceived as, but rather loyal employees when treated and paid fairly.  The survey of more than 1,000 millennials also revealed the following surprising facts:
Millennials are financially driven when it comes to career. Almost two-thirds of Millennials said a wage increase or promotion motivated them to change jobs, as opposed to a desire to simply try something new.

Millennials are loyal employees. Seventy percent of older, currently employed Millennials (ages 29-34) said that on average, they had stayed four years or longer at each job they've held. Among younger Millennials (ages 18 – 28), 63 percent said they anticipated working for their current employer for four or more years.

The majority of Millennials are opening credit cards and building positive credit histories early. Millennials are taking the step of opening credit cards just as generations before. Sixty-two percent of those surveyed said they had at least one open credit card. Among the minority who do not have a credit card, 48 percent cited an aversion to debt as their number one reason.

The majority of young people are saving for retirement and have an emergency fund already. Of the 52 percent of Millennials saving for retirement, 89 percent started at age 28 or younger. Sadly, the survey found the majority (62 percent) aren't confident Social Security will be waiting for them and they are still reeling from the impact of the 2008 recession. In fact, 75 percent of Millennials cite the 2008 financial crisis as moderately, very or extremely influential in shaping their beliefs about personal finance management.

Student loans aren't holding them back. While it's true that this generation is drowning in student loan debt, it isn't holding them back. Less than 20 percent of Millennials surveyed who do not have any open credit cards cited their student debt load as impacting their decision to take out credit. Just 4 percent said that student loans were holding them back from owning a home, making them prime candidates to soon enter the real estate market.

Source: Credit Karma

Published with permission from RISMedia.


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