RE/MAX 440
John F. O'Hara

John F. O'Hara
731 W Skippack Pike  Blue Bell  PA 19422
Phone:  610-277-4060
Office:  215-643-3200
Cell:  267-481-1786
Fax:  267-354-6973

My Blog

Building a Home? Do This, Not That

January 31, 2017 1:36 am

Which home designs will yield the best results in terms of lifestyle and value? According to D.C.-area homebuilder, Miller & Smith, the following trends will change the way we occupy our living space. From technology innovations to creative ways to bring the outdoors in, the following do’s and don’ts serve as a great guideline for your living environment.

Do – Bring the outdoors in
Don’t – Keep it out
Whether it’s entertaining fireside on your patio or enjoying a rooftop sunset, today’s new homes are equipped with unique features that make it easier to become one with nature.  

Do – Go hybrid
Don’t – Stick with one style

Gone are the days of picking one design for your home’s interior. Today’s homeowners are creating their own unique aesthetic by mixing and matching modern and traditional design choices, rather than implementing one style across the board.

Do – Create multi-purpose space
Don’t – Stick to one room, one use

Instead of rooms that are relegated to one function or setting, today’s floorplans feature rooms meant for multiple purposes, multiple guests and multiple generations.

Do – Go open air
Don’t – Define spaces

Tear down those walls! Instead of limiting a room to a confined space, opt for a free-flowing floor plan that connects organically, and makes moving and living much easier.

Do – Hide features in the walls
Don’t – Take up space

Many new homes feature speakers, televisions and other items built right into walls and ceilings.  

Do – Connect your home with one device
Don’t – Get lost in a sea of remotes and gadgets

Instead of using multiple devices, the market’s most high-tech homes involve one central operating system and mobile platform.

Do – Make life easier and smarter
Don’t – Do it manually

New homes’ smart locks, keyless entry and other wireless features mean you never need to dig in your purse for your keys or remember which rock you hid your spare key under again.

Source: Miller & Smith

Published with permission from RISMedia.


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4 Ways to Stretch Your Health Benefits

January 31, 2017 1:36 am

(Family Features)--Often, employees enroll in medical insurance plans for protection against unpredictable events, sudden illness or serious health concerns that may result in expensive medical bills. Getting the most from your benefits requires understanding coverages and deductibles, as well as taking advantage of voluntary benefits, like dental, vision and hearing, to stay healthy and save money.

Avoid surprises. About 91 percent of adults in the United States are confused about what their benefits cover, according to a recent Harris poll. The best starting point is to review your plan so you understand the care and services covered. If you have a high-deductible plan, you will need to pay for most or a percentage of the health costs until reaching the individual or family deductible. Be prepared to pay any copayments or deductibles the plan requires before receiving care. Also, before scheduling appointments, ask for a cost estimate for the appointment, tests or service.

Preventive dental and vision. Many voluntary plans, such as dental and vision, offer preventive exams, such as routine cleanings and vision exams, that are fully covered. That’s because these preventive exams help to maintain and improve overall health and help reduce health costs. Voluntary coverage is affordable and many plans offer added incentives. For example, coverage for LASIK, dental, vision and hearing benefits can increase from one year to the next for those who continue to enroll and use their benefits. Members could earn monetary rewards to use for dental, vision, LASIK, orthodontia and hearing benefits, care materials and services simply by using their benefits and keeping the benefits paid out under a specified amount.

Medical screenings. Routine health screenings, such as mammograms, immunizations, colonoscopy procedures and prostate cancer screenings, which may be covered fully or in part by your medical coverage, can help you stay healthy and lower health care costs.

Get paid to save. Many employers encourage employees to save money by matching a percentage of the amount the employee contributes to the plan. If available, enroll in a Health Savings Account or Flexible Spending Account to set aside money to pay for health care costs.

Remember that these accounts are not a substitute for the coverage provided by voluntary benefits.

Source: ameritasinsight.com.

Published with permission from RISMedia.


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